Showing posts with label spending. Show all posts
Showing posts with label spending. Show all posts

Monday, January 13, 2014

The Groceries Problem

There's an unwritten rule I've noticed among people who write about personal things, whether those people are bloggers or columnists or Facebook-posters. The rule is: You're never supposed to talk about money.

Everything else, it seems, is fair game. Your politics, your gripes, pictures of yourself after working out, what you ate for breakfast - even really personal sex-and-love-related things are OK.
But we are all very, very private about our money. And although I understand it, I wish it weren't the case. I wish we could talk openly about money questions, because I have a burning one.

And it is this: How much do people spend on groceries/food every month?

I want to ask this question of smart, reasonably-normal, healthy people with families because the groceries problem seems to be one with no good solution, and I know that can't be the case. Somewhere, someone has to have the groceries issue figured out!

Here's my problem. We spend SO much money on food.  So much! And I feel like we are doing a lot of things right. At least I think we are, but how would I know because no one will TALK ABOUT IT!

We are generally very good budgeters, and most weeks I try to do pretty decent meal-planning so that every weekend, when we go to the grocery store, we're mostly buying only:
  1. Staples that get used up every week, like eggs, milk, cheese, bread, yogurt, breakfast sausage and fresh fruit and veggies.
  2. Ingredients for the lunch/dinner meals for that week, such as meats, specific veggies, any special seasonings or random ingredients (for example, I needed honey mustard for one meal this week and had to buy that specially).
  3. Snacks for the kids' school bags and for munchies around the house, such as goldfish, pita chips, cheese sticks, cereal/granola bars, hummus etc.
We try to stock up on things like rice, pasta, frozen waffles, oatmeal, chicken nuggets etc., so that we always have those things around. We don't buy coffee, syrup, ketchup and those kinds of things unless we are really close to running out.  And we buy our toiletries and paper goods during our (way-too-frequent) Target runs and our (not-as-frequent) Costco runs, so as not to pay the premium price for those items that the supermarket charges.

Lester shops once a week and on Sundays, I cook two- to two-and-a half big meals for the work-week's dinner and lunches. I try to make sure we do really well with leftovers before moving on to something else (even though I admit that, by Thursday, we all are pretty tired of what I cooked at the beginning of the week.)

We buy what we can from Trader Joe's, which helps, because they're cheap, but they don't have everything we need/want there - or even most things. So we almost always end up at Safeway or Wegman's or Harris Teeter. We steer clear of Whole Foods, because $$$$$$$!
But STILL -- we are blowing through money on food!

So hold your hats, folks. I'm going to break the unwritten rule and just put it out there, because I need to know if this is normal or not: For our family of five, we spend close to $750 a month on groceries, sometimes more. (And we have a separate budget for restaurants/take-out! And that doesn't include the WINE! Or the fun foods like ice cream and Pillsbury slice-n-bake cookies!)

Seriously, $750! That blows my mind.

It feels like a lot to me, but is that a lot?  Does that sound about right? What do other people do to keep their grocery bills in check? (Besides coupon-cutting, because we just aren't those people, no offense to those who are. We're just too lazy to do it.)

Our kids are not even teenagers, sucking down whole cartons of orange juice and eating entire boxes of cereal for snack yet! They're not demanding to buy expensive school lunch or bringing their friends over to rummage through our fridge after school. How will we survive?

Help us figure out how to feed these three sweeties and not end up in the poorhouse!
 
They're watching TV here and not the least bit concerned about food. Maybe we should just let them watch TV 24 hours a day.


Monday, August 19, 2013

Does anyone have a spare zillion dollars to loan me? Thanks.

Remember the Year of Austerity?

Yeah, neither do I.

In the last month, here are some things that have popped up:

Lester needed work done on his car, which has close to 150,000 miles on it.  $$

The ceiling in the boys room collapsed. Yes, collapsed. We had to get it fixed with the quickness before the whole slab of plaster fell in on our sleeping darlings. $$$

Dean thought it would be an interesting experiment to see what would happen if he flushed a toy zebra down the toilet. The plumber snaked, vacuumed, tried to break it up, etc. Nothing worked. By the time he finished banging incessantly, we had to buy a new toilet. $$

Our oven has stopped working. Just doesn't come on for some reason. We have to call a repairman this week. I'm sure he'll say we need a new stove, because why wouldn't he. (projected $$$)

The railing outside the house, leading up to our porch, is wobbling - badly. This is dangerous, not to mention an insurance infraction. (projected $$)

The boys outgrew the sneakers we bought them at the BEGINNING OF THE SUMMER. And Clair's toes are hanging off of her little jellies - and the sandals we bought her at the BEGINNING OF SUMMER. We had to buy all of them new shoes. And coats for the winter. Clair still has a lot of hand-me-downs (thank goodness) but somehow mostly dresses and tops. So we had to buy her pants. The boys still have some of Russy's old clothes, but somehow mostly pants, so we had to buy them tops. We went to the mall on Saturday. We left absolutely broke.
$$$$

In addition to soccer, which starts in September for C & D, we have to figure out which activities to enroll all the kids in this fall and winter.

Here are our plans:
Music class for Clair - Sunday mornings
Tumbling class for all kids - Thursday evenings (which will mean crazy rushing after work)
Swim class for all kids - sometime starting in the winter

Can you say "mo' money, mo' money, mo' money?"
$$$$$$$$$

In other news, I'm back to my foolproof financial savings plan of playing the lottery. I'll let you know how that turns out.